As you get ready for your wedding, you are probably feeling a mixture of excitement and discomfort. While it is an exhilarating time, you may have concerns about your finances. Preparing for marriage requires tough financial decisions and awkward conversations. 

This is especially true if you have significant wealth. How can you protect your assets and discuss finances without making your fiancé feel hurt? Check out the following methods for safeguarding your money and property during the marriage. 

1. Enter a prenuptial agreement

Signing a prenup will clarify the property division process upon death or divorce. Although you may assume that bringing up a prenup will be unromantic and uncomfortable, it does not need to be like that. You and your fiancé can foster a relationship of honesty and financial unity. A prenup does not need to have a negative effect on your relationship. In fact, when your financial obligations and rights are clear going into your marriage, it takes the pressure off.

2. Keep personal property truly separate

When you marry, do not mix any of your separate property and marital property if you want it to stay separate upon death or divorce. This means avoiding transferring personal funds to a joint bank account. You should also create a new joint bank account to deposit the new income you earn after the marriage. 

3. Take extra steps for your business

If you are a business owner, you may need to do more to protect your interests. While a prenup will help you, you may also want to consider drafting a buy-sell or operating agreement. This type of agreement may prevent your spouse from gaining an ownership interest in your business. You should also get a business valuation before your marriage.

Heading into marriage with substantial assets may be stressful, but you can figure it out with some careful planning. Follow these steps and talk to a lawyer to protect your assets.