Nobody likes surprises. But, the reality is – car accidents happen. In fact, Missouri traffic fatalities increased 12 percent in 2020 – despite a decrease in traffic due to the pandemic.
The moments immediately following a car crash are chaotic. Whether victims are seriously injured or not, their mental state is often dazed and confused. The best way to handle yourself after a car crash is to remain calm. It sounds so simple, but it’s often hard to do.
To simplify things, keep a copy of this car accident checklist in your car. Knowing what to do and how to handle yourself will go a long way in helping you stay calm after an accident.
Car Accident Checklist:
- Move the vehicle off the road and stand as far back from the road as possible – to avoid a secondary accident.
- Call the police and an ambulance (if needed).
- Check if anyone is hurt. Help the best you can without moving the injured person.
- Use flares, reflectors or flashlights to warn other drivers of the disabled vehicles.
- Exchange information with all involved parties and any potential witnesses:
- Phone number
- Email address
- Driver’s license number
- Motor vehicle information (VIN and plate number)
- Insurance policy number and name of the company
- Gather as much information as possible – who, what, where, when, why and how. Jot down notes and take pictures of the scene.
- Cooperate and communicate fully with first responders. Deal only with the facts. Do not apologize for anything that happened. Do not admit fault or speculate on who might be at fault. Do not try to draw conclusions on what happened or how it happened.
- Seek medical attention. It’s in your best interest to be examined by a medical professional – even if you think you are not injured.
- Contact your insurance company as soon as possible.
- Do not make any statements regarding the crash to the other drivers or to their insurance company representatives.
- Contact an attorney. Even a simple fender bender, can become complicated if there are multiple drivers with different insurance companies involved.
Questions? Call Jackie (573) 303-5353.
No matter who is at-fault – accidents cause injuries and expenses. Wondering how you will get repaid for medical bills and time off work? Jackie can review the circumstances of your car accident and help determine the best course of action.